Stop chasing your friends for your money.
73% of people who front money for friends are still waiting to get paid back.
LendingTree, 2023.
Splice exists so you're never one of them.
Take a look inside
The real screens, in the order you'd use them. Pick an action and watch it happen.
Some groups stick around
A Circle keeps the same people together, so you can charge them without having to send new links.
- The weekly pickup game, the house, the team, the standing dinner.
- Charge on a schedule, or whenever you decide to.
- People come and go without breaking the group.
Why Splice
The others track it or wait for people to send it. Splice collects it.
Based on each product's public description. Read the full comparison.
The things people ask.
Does everyone need the app?
No. Only the organizer does. Everyone else opens a link or types the six-letter code in any browser, adds a card, and they're done. There's no account to create.
What does it cost?
You get back exactly what you fronted. Each person's share carries a Splice fee of 3% plus 20 cents, plus standard card processing, folded into one all-in number they see and agree to before anything moves. Nobody gets a surprise line item.
Where does my money actually sit?
Stripe handles the cards and the payout. Your share passes through Splice's Stripe account only long enough to reach whoever you owe. Splice never uses it for anything else, and never stores a card number.
What if someone's card fails?
You see it the moment it happens, and so do they. Retry it from the app once they've fixed the card. No chasing, no group-chat detective work about who did and didn't send.
Can someone stop a charge they didn't expect?
Yes. Everyone gets a heads-up before their share is charged, with the exact amount and enough time to pause it or ask you about it first. Members can also set their own spending limit, which an organizer can't override.
What if two of us paid for things?
Add both expenses and you both become organizers. Splice nets out who's already covered and charges the difference once, and no charge can start until every organizer confirms it.
Does Splice text people?
Only if they give us their own number and tick the consent box when they join, and then only about a splice they personally joined. Never marketing. Full detail on the messaging page.
Nobody chases anybody.
Front the next one without thinking about it. Splice handles the rest.
Friends join from a link. No app, no account.
5.0 on the App Store